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Keyword: MOVING

Your first-week checklist, in order

You’ve got the keys. Here’s what gets done first, and in what order.

Closing · 13 points

Who it’s for

You just closed and you’re moving in this week.

What’s on the list

  1. 1

    Day 1: change every lock and every code, garage included. You have no idea how many copies are floating around.

  2. 2

    Day 1: turn on power, water and internet. Book those appointments before closing, not after.

  3. 3

    Day 1: run the A/C, the water heater and every appliance, and write down the meter readings.

  4. 4

    Day 2: file the change of address with USPS, then update your bank, your employer, your insurance and your subscriptions.

  5. 5

    Days 2–3: if you moved into the state, handle your Florida driver’s license and vehicle registration.

  6. 6

    Week 1: if it’s your primary residence and you qualify, file for the homestead exemption with the county property appraiser. Florida takes up to $50,000 off the assessed value and the deadline is March 1.

    Florida Department of Revenue — Homestead exemption
  7. 7

    Week 1: confirm with your lender that your insurance policy is on file, and how it gets paid — through escrow or straight from you.

  8. 8

    Week 1: in a condo, register your fobs, parking decals, pets and emergency contacts with management.

  9. 9

    Week 1: save the manuals, serial numbers and install dates for the A/C, the water heater and the appliances. Warranties come down to that paperwork.

  10. 10

    Week 1: change the A/C filter and write the date on it. In Miami that’s maintenance, not a luxury.

  11. 11

    Week 1: build the hurricane plan. Where the panels or shutters live, how they go up, and which documents go in the waterproof box. Check your flood zone on FEMA’s map.

    FEMA — Flood Map Service Center
  12. 12

    Week 2: scan the deed, the title policy, the insurance and the closing package into a cloud backup.

  13. 13

    Week 2: go meet the neighbors. In a building, that solves more problems than any formal complaint ever will.

This checklist is general educational information for South Florida and is not legal, tax, insurance or financial advice. Official figures are printed with their source; always verify them for your own situation with your attorney, accountant and lender. Jordan Padierne, Realtor — eXp Realty.

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